General Liability: Covering Your Bases
First things first, every distillery needs Commercial General Liability (CGL) insurance. It’s the foundation of your coverage. If someone slips and falls in your tasting room, or you accidentally damage a neighboring property, general liability has you covered. It takes care of the legal costs, medical bills, and any damages if someone decides to file a lawsuit. Think of it as your “just in case” coverage for the everyday risks.